Frequently Asked Questions
Find answers here to frequently asked questions about Cash Advance Cards and how they are used.
Can I use an ATM with my cash advance card?
Yes, you can with most cash advance cards, but you should understand your terms and conditions before you do, there may be other fees involved with using an ATM for cash withdrawl.
How long does it take to get a cash advance?
As little as 24 hours in some cases. If you wish to use a cash advance card and have never had one before, you will have to wait for it to arrive in the mail, which can take 7-10 business days, before you will be allowed to load any money onto it for use.
Will I need to fax or e-mail any documents?
For most online cash advances you will be able to verify your information over the phone or Internet. You will not be required to fax or e-mail documents except under the most unusual or extreme circumstances that might warrant it in order to properly verify the information you provide on your application.
What are the eligibility requirements for a cash advance?
Requirements will vary from lender to lender, but generally the requirements for receiving a cash advance are that you:
- Be at least 18 years of age
- Have a checking or savings account in good standing
- Be a U.S. citizen or permanent resident
- Have a job that you've held for at least one month
- Earn at least $1,000 per month in take-home pay.
How do I know how much I have available on my card?
You can check your card balance at any time by calling the phone number on the back of it, or by logging into the company's website.
What if I have bad credit?
Having bad credit when you apply for a cash advance is not usually a problem because most lenders don't check credit reports as a condition of approval for a loan.
Is my information secure?
Definitely. Your privacy is respected by us and we use a secure, 128 bit encryption technology to make sure that your information is kept safe as it is transmitted to us and our network of lenders.
How long will I have to repay my cash advance?
Generally cash advances are repaid from your next paycheck in a term that is between 18 and 21 days away, though some lenders offer payday loans for longer periods.